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#09243a24}.situation-card-icon{width:44px;height:44px;color:var(--situation-navy);background:#137d7a14;border:1px solid #137d7a33;border-radius:8px;place-items:center;display:inline-grid}.situation-decision-card-copy{gap:8px;min-width:0;display:grid}.situation-decision-card strong{color:var(--situation-navy);font-size:1.02rem;line-height:1.22}.situation-decision-card small{color:var(--situation-muted);font-size:.89rem;line-height:1.48}.situation-decision-state{color:#0f4f4f;text-align:center;background:#137d7a14;border:1px solid #137d7a33;border-radius:999px;grid-column:1/-1;justify-content:center;align-self:end;align-items:center;width:100%;min-height:32px;padding:7px 10px;font-size:.77rem;font-weight:800;line-height:1.2;display:inline-flex}.situation-decision-card.is-active .situation-decision-state{color:#102333;background:#f3c87a;border-color:#f3c87ad1}.situation-decision-panel-stage{min-height:420px}.situation-decision-panel{background:var(--situation-paper);border:1px solid #09243a24;border-radius:8px;grid-template-columns:minmax(0,1.02fr) minmax(320px,.55fr);gap:0;display:grid;overflow:hidden;box-shadow:0 22px 64px #09243a21}.situation-decision-panel-main{background:linear-gradient(135deg,#09243a0f,#d28b3f14),#fff;grid-template-columns:auto minmax(0,1fr);gap:24px;padding:34px;display:grid}.situation-decision-panel-icon{width:78px;height:78px;color:var(--situation-navy);background:#fff8ec;border:1px solid #d28b3f3d;border-radius:8px;place-items:center;display:grid}.situation-decision-selected{color:var(--situation-teal);text-transform:uppercase;margin:0 0 10px;font-size:.78rem;font-weight:820}.situation-decision-panel h3{color:var(--situation-navy);margin:0;font-size:1.78rem;line-height:1.12}.situation-decision-panel-main p:not(.situation-decision-selected){max-width:650px;color:var(--situation-muted);margin:14px 0 0;line-height:1.68}.situation-decision-fit{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:24px;display:grid}.situation-decision-fit div{border:1px solid var(--situation-line);background:#ffffffc7;border-radius:8px;padding:16px}.situation-decision-fit strong,.situation-decision-fit span{display:block}.situation-decision-fit strong{color:var(--situation-navy);text-transform:uppercase;margin-bottom:7px;font-size:.83rem}.situation-decision-fit span{color:var(--situation-muted);font-size:.93rem;line-height:1.5}.situation-decision-panel-side{color:#fff;background:linear-gradient(160deg, #09243afa, #134154fa), var(--situation-navy);align-content:start;gap:22px;padding:30px;display:grid}.situation-decision-panel-side h4{color:#f3c87a;text-transform:uppercase;margin:0 0 12px;font-size:.8rem;font-weight:850}.situation-decision-checks ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.situation-decision-checks li{color:#ffffffe0;grid-template-columns:auto 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.situation-decision-panel-stage{min-height:0}.situation-decision-selector[data-page-path=\/compare-loan-types] .situation-decision-panel{box-shadow:none;background:0 0;border:0;grid-template-columns:minmax(0,1fr) minmax(290px,.42fr);align-items:start;gap:16px;overflow:visible}.situation-decision-selector[data-page-path=\/compare-loan-types] .situation-decision-panel-main{background:linear-gradient(135deg,#09243a0d,#d28b3f12),#fff;border:1px solid #09243a1f;border-radius:8px;padding:28px 30px;box-shadow:0 16px 42px #09243a14}.situation-decision-selector[data-page-path=\/compare-loan-types] .situation-decision-panel-icon{width:64px;height:64px}.situation-decision-selector[data-page-path=\/compare-loan-types] .situation-decision-panel h3{font-size:1.62rem}.situation-decision-selector[data-page-path=\/compare-loan-types] .situation-decision-fit{margin-top:18px}.situation-decision-selector[data-page-path=\/compare-loan-types] 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svg{color:#f3c87a;margin-top:2px}.situation-tool-card{min-height:222px;color:inherit;gap:13px;padding:18px;text-decoration:none;transition:border-color .18s,box-shadow .18s,transform .18s;display:grid}.situation-tool-card:hover,.situation-tool-card:focus-visible{border-color:#d28b3f7a;outline:none;transform:translateY(-2px);box-shadow:0 18px 44px #09243a21}.situation-tool-label{width:fit-content;color:var(--situation-teal);text-transform:uppercase;align-items:center;gap:7px;font-size:.77rem;font-weight:850;display:inline-flex}.situation-tool-card strong{color:var(--situation-navy);font-size:1.08rem;line-height:1.22}.situation-tool-card small{color:var(--situation-muted);font-size:.92rem;line-height:1.52}.situation-tool-card 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p{color:var(--situation-muted);margin:0;font-size:.91rem;line-height:1.58}.debtcustom-broker-panel ul{gap:10px;margin:4px 0 0;padding:0;list-style:none;display:grid}.debtcustom-broker-panel li{color:var(--situation-ink);align-items:flex-start;gap:10px;font-size:.9rem;line-height:1.5;display:flex}.debtcustom-broker-panel li svg{color:var(--situation-teal);flex-shrink:0;margin-top:2px}.debtcustom-broker-note{border-top:1px solid #137d7a40;padding-top:14px}.debtcustom-band{color:#fff;background:radial-gradient(circle at 88% 8%, #d28b3f4d, transparent 28%), linear-gradient(135deg, #09243afa, #137d7ad1), var(--situation-navy);border-radius:8px;width:min(1160px,100% - 48px);margin:72px auto 0;padding:clamp(38px,5vw,58px);box-shadow:0 26px 72px #09243a2e}.debtcustom-band-head{max-width:760px}.debtcustom-band-head .situation-eyebrow{color:#ffffffb8}.debtcustom-band h2{color:#fff;margin:0 0 12px;font-size:clamp(1.8rem,2.8vw,2.3rem);line-height:1.12}.debtcustom-band-head p{color:#ffffffd1;margin:0;font-size:.99rem;line-height:1.62}.debtcustom-band-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:34px;display:grid}.debtcustom-band-card{background:#ffffff0f;border:1px solid #ffffff2e;border-radius:10px;padding:22px 24px 24px}.debtcustom-band-card svg{color:#d28b3fe6}.debtcustom-band-card h3{color:#fff;margin:12px 0 9px;font-size:1.02rem}.debtcustom-band-card p{color:#ffffffd1;margin:0;font-size:.9rem;line-height:1.55}.debtcustom-help-row{border-top:1px solid #ffffff29;align-items:flex-start;gap:12px;margin-top:28px;padding-top:22px;display:flex}.debtcustom-help-row svg{color:#ffffffb8;flex-shrink:0;margin-top:2px}.debtcustom-help-row p{color:#ffffffb3;margin:0;font-size:.87rem;line-height:1.6}.debtcustom-tools-section{padding-top:84px}.ratecheck-anatomy-ledger{border-top:1px solid var(--situation-line);border-bottom:1px solid var(--situation-line);gap:0;margin-top:40px;display:grid}.ratecheck-anatomy-row{border-bottom:1px solid var(--situation-line);grid-template-columns:minmax(170px,.8fr) minmax(0,1fr) minmax(0,1fr) minmax(220px,.9fr);align-items:start;gap:22px;padding:22px 0;display:grid}.ratecheck-anatomy-row:last-child{border-bottom:0}.ratecheck-anatomy-title{align-items:center;gap:12px;display:flex}.ratecheck-anatomy-title svg{color:var(--situation-teal);flex-shrink:0}.ratecheck-anatomy-title h3{color:var(--situation-navy);margin:0;font-size:1.08rem;line-height:1.18}.ratecheck-anatomy-row span{color:var(--situation-teal);letter-spacing:.07em;text-transform:uppercase;margin-bottom:5px;font-size:.7rem;font-weight:750;display:block}.ratecheck-anatomy-row p,.ratecheck-anatomy-row small{color:var(--situation-ink);margin:0;font-size:.9rem;line-height:1.52}.ratecheck-anatomy-row small{color:var(--situation-muted)}.ratecheck-anatomy-row small strong{color:var(--situation-navy);font-weight:650}.ratecheck-reprice-section{grid-template-columns:minmax(0,.56fr) minmax(0,1fr);align-items:start;gap:48px;display:grid}.ratecheck-reprice-copy h2{color:var(--situation-navy);margin:0 0 14px;font-size:clamp(2rem,3.1vw,2.65rem);line-height:1.08}.ratecheck-reprice-copy p:not(.situation-eyebrow){color:var(--situation-muted);margin:0;font-size:1.06rem;line-height:1.65}.ratecheck-reprice-grid{border-top:1px solid var(--situation-line);gap:0;display:grid}.ratecheck-reprice-card{border-bottom:1px solid var(--situation-line);grid-template-columns:44px minmax(0,.52fr) minmax(0,1fr);align-items:start;gap:18px;padding:22px 0;display:grid}.ratecheck-reprice-card span{color:#fff;background:var(--situation-teal);border-radius:50%;place-items:center;width:34px;height:34px;font-size:.82rem;font-weight:750;display:grid}.ratecheck-reprice-card h3{color:var(--situation-navy);margin:0;font-size:1.04rem;line-height:1.22}.ratecheck-reprice-card p{color:var(--situation-muted);margin:0;font-size:.91rem;line-height:1.55}.ratecheck-check-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 36px;margin:34px 0 0;padding:0;list-style:none;display:grid}.ratecheck-check-item{border-top:1px solid var(--situation-line);align-items:flex-start;gap:14px;padding:16px 0;display:flex}.ratecheck-check-item>span{color:#137d7a99;width:34px;font-family:var(--font-display), Newsreader, Georgia, serif;flex-shrink:0;font-size:1.32rem;line-height:1;display:block}.ratecheck-check-item p{color:var(--situation-navy);margin:0 0 4px;font-size:.94rem;font-weight:600;line-height:1.48}.ratecheck-check-item small{color:var(--situation-muted);font-size:.83rem;line-height:1.48;display:block}.ratecheck-broker-panel{background:#137d7a0d;border:1px solid #137d7a4d;border-radius:10px;gap:14px;padding:28px;display:grid}.ratecheck-broker-icon{color:#fff;background:var(--situation-teal);border-radius:50%;place-items:center;width:48px;height:48px;display:grid}.ratecheck-broker-panel h3{color:var(--situation-navy);margin:0;font-size:1.14rem}.ratecheck-broker-panel p{color:var(--situation-muted);margin:0;font-size:.91rem;line-height:1.58}.ratecheck-broker-panel ul{gap:10px;margin:4px 0 0;padding:0;list-style:none;display:grid}.ratecheck-broker-panel li{color:var(--situation-ink);align-items:flex-start;gap:10px;font-size:.9rem;line-height:1.5;display:flex}.ratecheck-broker-panel li svg{color:var(--situation-teal);flex-shrink:0;margin-top:2px}.ratecheck-broker-note{border-top:1px solid #137d7a40;padding-top:14px}.ratecheck-band{color:#fff;background:radial-gradient(circle at 88% 10%, #d28b3f47, transparent 30%), linear-gradient(135deg, #09243afa, #137d7ad1), var(--situation-navy);border-radius:8px;width:min(1160px,100% - 48px);margin:72px auto 0;padding:clamp(38px,5vw,58px);box-shadow:0 26px 72px #09243a2e}.ratecheck-band-head{max-width:780px}.ratecheck-band-head .situation-eyebrow{color:#ffffffb8}.ratecheck-band h2{color:#fff;margin:0 0 12px;font-size:clamp(1.8rem,2.8vw,2.3rem);line-height:1.12}.ratecheck-band-head p{color:#ffffffd1;margin:0;font-size:.99rem;line-height:1.62}.ratecheck-band-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:34px;display:grid}.ratecheck-band-card{background:#ffffff0f;border:1px solid #ffffff2e;border-radius:10px;padding:20px 20px 22px}.ratecheck-band-card svg{color:#d28b3fe6}.ratecheck-band-card h3{color:#fff;margin:12px 0 9px;font-size:.99rem;line-height:1.22}.ratecheck-band-card p{color:#ffffffd1;margin:0;font-size:.88rem;line-height:1.53}.ratecheck-band-footer{border-top:1px solid #ffffff29;align-items:flex-start;gap:12px;margin-top:28px;padding-top:22px;display:flex}.ratecheck-band-footer svg{color:#ffffffb8;flex-shrink:0;margin-top:2px}.ratecheck-band-footer p{color:#ffffffb3;margin:0;font-size:.87rem;line-height:1.6}.ratecheck-tools-section{padding-top:84px}.refiworks-process-rail{border-top:1px solid var(--situation-line);gap:0;margin-top:44px;display:grid}.refiworks-process-step{border-bottom:1px solid var(--situation-line);grid-template-columns:minmax(210px,.44fr) minmax(0,1fr);align-items:start;gap:34px;padding:30px 0;display:grid}.refiworks-process-head{grid-template-columns:46px 42px minmax(0,1fr);align-items:center;gap:12px;display:grid}.refiworks-process-head>span{color:#137d7a94;font-family:var(--font-display), Newsreader, Georgia, serif;font-size:1.65rem;line-height:1}.refiworks-process-icon{width:38px;height:38px;color:var(--situation-teal);background:#137d7a14;border-radius:50%;place-items:center;display:grid}.refiworks-process-head h3{color:var(--situation-navy);margin:0;font-size:1.1rem;line-height:1.18}.refiworks-role-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.refiworks-role{background:#137d7a09;border:1px solid #137d7a2e;border-radius:8px;min-height:150px;padding:18px 18px 20px}.refiworks-role span{color:var(--situation-teal);letter-spacing:.07em;text-transform:uppercase;margin-bottom:10px;font-size:.7rem;font-weight:750;display:block}.refiworks-role p{color:var(--situation-ink);margin:0;font-size:.9rem;line-height:1.55}.refiworks-path-rows{border-top:1px solid var(--situation-line);gap:0;margin-top:38px;display:grid}.refiworks-path-row{border-bottom:1px solid var(--situation-line);grid-template-columns:56px minmax(0,1fr) minmax(230px,.42fr);align-items:start;gap:22px;padding:24px 0;display:grid}.refiworks-path-row>span{color:#137d7a94;font-family:var(--font-display), Newsreader, Georgia, serif;font-size:1.55rem;line-height:1}.refiworks-path-row h3{color:var(--situation-navy);margin:0 0 8px;font-size:1.08rem}.refiworks-path-row p{color:var(--situation-ink);margin:0;font-size:.94rem;line-height:1.58}.refiworks-path-row small{color:var(--situation-muted);font-size:.87rem;line-height:1.52;display:block}.refiworks-path-row small strong{color:var(--situation-navy);font-weight:650}.refiworks-assessment-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:38px;display:grid}.refiworks-assessment-card{background:#137d7a0b;border:1px solid #137d7a3d;border-radius:8px;padding:24px 24px 26px}.refiworks-assessment-card svg{color:var(--situation-teal)}.refiworks-assessment-card h3{color:var(--situation-navy);margin:16px 0 9px;font-size:1.05rem}.refiworks-assessment-card p{color:var(--situation-muted);margin:0;font-size:.9rem;line-height:1.55}.refiworks-band{color:#fff;background:linear-gradient(135deg, #09243afa, #137d7ad1), var(--situation-navy);border-radius:8px;width:min(1160px,100% - 48px);margin:72px auto 0;padding:clamp(38px,5vw,58px);box-shadow:0 26px 72px #09243a2e}.refiworks-band-head{max-width:790px}.refiworks-band-head .situation-eyebrow{color:#ffffffb8}.refiworks-band h2{color:#fff;margin:0 0 12px;font-size:clamp(1.8rem,2.8vw,2.3rem);line-height:1.12}.refiworks-band-head p{color:#ffffffd1;margin:0;font-size:.99rem;line-height:1.62}.refiworks-band-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:34px;display:grid}.refiworks-band-card{background:#ffffff0f;border:1px solid #ffffff2e;border-radius:8px;padding:20px 20px 22px}.refiworks-band-card svg{color:#d28b3fe6}.refiworks-band-card h3{color:#fff;margin:12px 0 9px;font-size:.99rem;line-height:1.22}.refiworks-band-card p{color:#ffffffd1;margin:0;font-size:.88rem;line-height:1.53}.refiworks-band-footer{border-top:1px solid #ffffff29;align-items:flex-start;gap:12px;margin-top:28px;padding-top:22px;display:flex}.refiworks-band-footer svg{color:#ffffffb8;flex-shrink:0;margin-top:2px}.refiworks-band-footer p{color:#ffffffb3;margin:0;font-size:.87rem;line-height:1.6}.refiworks-tools-section{padding-top:84px}.repay-pressure-rows{border-top:1px solid var(--situation-line);gap:0;margin-top:40px;display:grid}.repay-pressure-row{border-bottom:1px solid var(--situation-line);grid-template-columns:56px minmax(0,1fr) minmax(240px,.42fr);align-items:start;gap:22px;padding:24px 0;display:grid}.repay-pressure-row>span{color:#137d7a94;font-family:var(--font-display), Newsreader, Georgia, serif;font-size:1.55rem;line-height:1}.repay-pressure-row h3{color:var(--situation-navy);margin:0 0 8px;font-size:1.08rem}.repay-pressure-row p{color:var(--situation-ink);margin:0;font-size:.94rem;line-height:1.58}.repay-pressure-row small{color:var(--situation-muted);font-size:.87rem;line-height:1.52;display:block}.repay-pressure-row small strong{color:var(--situation-navy);font-weight:650}.repay-levers{border-top:1px solid var(--situation-line);border-bottom:1px solid var(--situation-line);grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:42px;display:grid}.repay-lever-card{border-right:1px solid var(--situation-line);padding:24px 20px 26px}.repay-lever-card:last-child{border-right:0}.repay-lever-head{align-items:center;gap:11px;min-height:48px;display:flex}.repay-lever-head svg{color:var(--situation-teal);flex-shrink:0}.repay-lever-head h3{color:var(--situation-navy);margin:0;font-size:1.06rem;line-height:1.2}.repay-lever-card dl{gap:15px;margin:22px 0 0;display:grid}.repay-lever-card dt{color:var(--situation-teal);letter-spacing:.07em;text-transform:uppercase;margin-bottom:4px;font-size:.7rem;font-weight:750}.repay-lever-card dd{color:var(--situation-ink);margin:0;font-size:.88rem;line-height:1.5}.repay-check-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 36px;margin:34px 0 0;padding:0;list-style:none;display:grid}.repay-check-item{border-top:1px solid var(--situation-line);align-items:flex-start;gap:14px;padding:16px 0;display:flex}.repay-check-item>span{color:#137d7a99;width:34px;font-family:var(--font-display), Newsreader, Georgia, serif;flex-shrink:0;font-size:1.32rem;line-height:1;display:block}.repay-check-item p{color:var(--situation-navy);margin:0 0 4px;font-size:.94rem;font-weight:600;line-height:1.48}.repay-check-item small{color:var(--situation-muted);font-size:.83rem;line-height:1.48;display:block}.repay-broker-panel{background:#137d7a0d;border:1px solid #137d7a4d;border-radius:10px;gap:14px;padding:28px;display:grid}.repay-broker-icon{color:#fff;background:var(--situation-teal);border-radius:50%;place-items:center;width:48px;height:48px;display:grid}.repay-broker-panel h3{color:var(--situation-navy);margin:0;font-size:1.14rem}.repay-broker-panel p{color:var(--situation-muted);margin:0;font-size:.91rem;line-height:1.58}.repay-broker-panel ul{gap:10px;margin:4px 0 0;padding:0;list-style:none;display:grid}.repay-broker-panel li{color:var(--situation-ink);align-items:flex-start;gap:10px;font-size:.9rem;line-height:1.5;display:flex}.repay-broker-panel li svg{color:var(--situation-teal);flex-shrink:0;margin-top:2px}.repay-broker-note{border-top:1px solid #137d7a40;padding-top:14px}.repay-band{color:#fff;background:radial-gradient(circle at 88% 10%, #d28b3f47, transparent 30%), linear-gradient(135deg, #09243afa, #137d7ad1), var(--situation-navy);border-radius:8px;width:min(1160px,100% - 48px);margin:72px auto 0;padding:clamp(38px,5vw,58px);box-shadow:0 26px 72px #09243a2e}.repay-band-head{max-width:790px}.repay-band-head .situation-eyebrow{color:#ffffffb8}.repay-band h2{color:#fff;margin:0 0 12px;font-size:clamp(1.8rem,2.8vw,2.3rem);line-height:1.12}.repay-band-head p{color:#ffffffd1;margin:0;font-size:.99rem;line-height:1.62}.repay-band-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:34px;display:grid}.repay-band-card{background:#ffffff0f;border:1px solid #ffffff2e;border-radius:8px;padding:20px 20px 22px}.repay-band-card svg{color:#d28b3fe6}.repay-band-card h3{color:#fff;margin:12px 0 9px;font-size:.99rem;line-height:1.22}.repay-band-card p{color:#ffffffd1;margin:0;font-size:.88rem;line-height:1.53}.repay-band-footer{border-top:1px solid #ffffff29;align-items:flex-start;gap:12px;margin-top:28px;padding-top:22px;display:flex}.repay-band-footer svg{color:#ffffffb8;flex-shrink:0;margin-top:2px}.repay-band-footer p{color:#ffffffb3;margin:0;font-size:.87rem;line-height:1.6}.repay-tools-section{padding-top:84px}.equity-visual-section,.equity-purpose-section,.equity-review-section,.equity-outcomes-section{width:min(1160px,100% - 48px);margin:0 auto;padding:88px 0 8px}.equity-section-copy{max-width:730px}.equity-section-copy h2{margin:0 0 14px;font-size:clamp(2rem,3.1vw,2.65rem);line-height:1.08}.equity-section-copy p{color:var(--situation-muted);margin:0;font-size:1.06rem;line-height:1.65}.equity-visual{background:linear-gradient(135deg,#fffffff5,#f6faf9e0),#fff;border:1px solid #137d7a33;border-radius:12px;grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);gap:28px;margin-top:42px;padding:30px;display:grid;box-shadow:0 22px 64px #09243a14}.equity-visual-card{grid-template-columns:90px minmax(0,1fr);align-items:center;gap:22px;min-width:0;display:grid}.equity-house-mark{width:90px;height:76px;position:relative}.equity-house-mark span{background:linear-gradient(#137d7a33,#137d7a33) 18px 24px/18px 18px no-repeat,linear-gradient(#d28b3f57,#d28b3f57) 46px 18px/14px 24px no-repeat,#fff;border:2px solid #137d7a61;border-radius:10px;position:absolute;inset:25px 10px 0}.equity-house-mark i{transform-origin:50%;border-top:2px solid #137d7a73;border-left:2px solid #137d7a73;width:58px;height:58px;position:absolute;top:5px;left:16px;transform:rotate(45deg)}.equity-visual-card h3{color:var(--situation-navy);margin:0 0 9px;font-size:1.22rem}.equity-visual-card p:not(.situation-eyebrow){color:var(--situation-ink);margin:0;font-size:.94rem;line-height:1.58}.equity-visual-bar{background:#09243a0f;border-radius:12px;min-height:116px;position:relative;overflow:hidden}.equity-visual-bar span{position:absolute;top:0;bottom:0}.equity-visual-bar .is-balance{background:linear-gradient(180deg, #ffffff1f, transparent), var(--situation-navy);width:56%;left:0}.equity-visual-bar .is-buffer{background:linear-gradient(#ffffff24,#0000),#d28b3fe6;width:22%;left:56%}.equity-visual-bar .is-usable{background:linear-gradient(180deg, #ffffff29, transparent), var(--situation-teal);left:78%;right:0}.equity-visual-legend{grid-column:1/-1;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.equity-legend-item{border-top:1px solid 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