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Managing Christmas Spending

Avoid overspending this Christmas with our handy budgeting tips. A little bit of planning will let you enjoy the festive season without putting too much stress on your finances.

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The property market at Christmas

The housing market is traditionally quieter over the festive season than at other times of the year. But does this mean you should wait until the New Year to buy?

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Why choose a variable rate loan?

We discuss the benefits and drawbacks of variable interest rate loans. Find out the difference between a basic and standard variable and what a home loan package includes.

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What is a split home loan?

As the name suggests, a split rate home loan is one that allows you to split your mortgage into multiple loan accounts that attract different interest rates.

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Tips for construction loans

Thinking of building your new home but confused about the construction loan process? Then read on as we offer some tips on how to apply for a construction loan.

Genuine vs non genuine savings explained

Genuine vs non-genuine savings

Did you know lenders categorise savings as either genuine or non-genuine? Find out the difference and what this means for you as a borrower.

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Should I get a fixed rate loan?

Thinking of fixing your home loan? We discuss the benefits and drawbacks to help you make the right choice for your circumstances.

costs of purchasing a house

Upfront costs

In addition to saving your deposit, there are a number of upfront costs you will have to pay for. It’s important you budget for these at the outset.

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