Normalise annual reviews
It is normal to review a home loan over time, especially when circumstances, rates, or loan features change.
Loan review
Check whether your current loan still fits.
A simple review for existing clients, fixed-rate expiries, interest-only expiries, and borrowers who have not reviewed their loan recently.
Start with the decision in front of you.
Use these checkpoints to understand what matters before you ask for a broker review.
Check fixed-rate expiry early
A fixed rate ending can change repayments and options quickly. A review can help borrowers understand whether to stay, reprice, restructure, or compare lender options.
Tell us what has changed
Let the broker know whether you are due for an annual review, approaching the end of a fixed or interest-only period, or planning another purchase.
Keep access to your current loan
Use Client Portal to reach your current lender's secure login. You can request a broker review separately, without changing how you access your loan.
Common questions
Questions borrowers ask before they call.
How often should a home loan be reviewed?
Many borrowers review annually or when their circumstances, rate, loan type, or plans change.
Does a review mean I have to refinance?
No. A review is about understanding the current situation and possible next steps.
Ready to move from reading to review?
Choose the home-loan path to review.
Tell emoney whether you are buying, refinancing or reviewing a current loan so a broker can focus on the right checks.