Curious to see how much you could borrow?
Pre-Qualify to find out now!
Get a personalised understanding of your borrowing position. No paperwork. Just a few easy questions and you’re on your way!
Unlike Pre-Approval, Pre-Qualify doesn’t include a credit check so your credit rating isn’t affected. What are you waiting for?
Enter the property market with confidence!
Not 100% sure you’re ready to apply for a home loan? By Pre-Qualifying you can get an understanding on how much you could borrow and more clarity about where you’re at with what kind of deposit you require.
Want to understand the full picture of costs & receive personalised guidance?
We can assist you with an estimate of your borrowing costs. Including stamp duty, lenders mortgage insurance (LMI), and any first home buyer incentives available in your state. Visit our Stamp Duty calculator and our guide to government grants and schemes for First Home Buyers below. For more personalised assistance book a time to talk with one of our Home Lending Specialists below.
What do you need to complete the Pre-Qualify process?
Because this isn’t a Pre-Approval, you won’t need to provide any paperwork and we won’t conduct a credit check.
To provide an estimate of your eligibility and any potential borrowing costs we will need some general details about you and the property such as:
- Your name and contact details,
- Your income, expenses and liabilities,
- Details of the property you’ve found, or;
- The type of property you hope to buy.
Subject to lending criteria and full assessment.
To Pre-Qualify you must be:
- 18 years old or over
- Seeking a loan for personal use and not for business or commercial purposes
- Employed and/or have a regular income source (at least one borrower for a joint loan)
- Looking to borrow less than $2.5 million