Should you refinance? Why pay more?


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    Could you pay less or pay off your loan sooner?

    It’s a good idea to review your home loan every 1-2 years to make sure it still meets your needs. If it’s been a while since you’ve thought about your mortgage, now could be the perfect time for a review, you could be paying more in interest than you need to.

    Why refinance your mortgage? Refinancing is a great way to change your home loans to a product that is more suited to your current situation. By refinancing your home loan you can take advantage of better rates and/or lower fees, saving you thousands in the long run. Contact the best refinancer in Australia now! Call 13 SAVE to get started.

    A debt consolidation refinance works in a similar way to a cash-out refinance, where an increased portion of the loan can be used to pay out other loans and debts.
    Lenders are offering competitive interest rates on a wide range of home loans. Get a better rate on your mortgage and save on the repayments.

    Do you know all of the added features that you might be able to access to save more and pay off your home loan quicker? Speak to one of our home lending specialists and let us get you started today

    Home equity​

    If you have less than 20% equity in your home you will have to pay lenders mortgage insurance (LMI) to take out a new home loan. This doesn’t mean you shouldn’t refinance however, as you could still save in the long run depending on your loan terms.

    Associated fees

    You should always factor in the costs of refinancing. There may be fees to discharge your current loan and set-up the new loan, as well as government mortgage registration fees.

    Our Online Calculators

    Refinance your home loans in Australia with the best refinancer: emoney Home Loans.

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    Pre-qualify in just minutes, Book an appointment, or just call 13 SAVE and get started now

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