17%

34%

51%

68%

85%

100%

The non-bank lender with more choice and over 25 years expertise

Investment in the share market has become high risk. It is in this type of economic climate that the Australian residential property market has historically performed well. With interest rates at an all-time low, if you have been thinking of purchasing a home or investment property, now just might be the perfect time.

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Follow these 8 practical tips to make your home loan application process quicker and easier. Speak to your emoney lending specialist for more information.

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There seems to be a lot of confusion about how lenders set their rates. The cash rate does have an impact but it is not the only factor taken into account.

Paper printed with percentages and a question mark

There seems to be a lot of confusion about how lenders set their rates. The cash rate does have an impact but it is not the only factor taken into account.

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Interest-only home loans predominantly benefit property investors and are not recommended for owner-occupiers because they do not allow you to build equity in your property.

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You’re looking to upgrade to a bigger or more modern home but how do you decide whether it’s worth renovating or buying a new one instead?

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Pre-approval—also known as conditional approval or approval in principle—is one of the best ways to find out how much you can borrow and if your financial situation meets the lenders credit policy before making an offer on a property.

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We explain the First Home Loan Deposit Scheme—what it covers and who is eligible.

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