emoney can help you to use the equity you've built up in your home to finance the purchase of another property, whether it's to upgrade your residence or invest in real estate.

A Self Managed Super Fund Home Loan is part of a private superannuation fund and gives you direct control over how your retirement savings are invested. Unlike traditional superannuation funds, SMSF Home Loans provide individuals in Australia with the freedom to make investment decisions that align with their long-term financial goals.

Applying for a home loan can be an exciting yet nerve-wracking experience. It is disheartening to receive news that your application has been declined, especially when you have set your sights on owning your dream home. However, there are steps you can take to rectify the situation and increase your chances of getting approved. In this information post, we will discuss what to do if your home loan application is declined, as well as provide a general guide to help you avoid rejection in the first place.

Are you a self-employed individual in Australia dreaming of owning your perfect home, but struggling to provide the standard two years of financials required by most lenders? Look no further! emoney Home Loans can make your dream a reality. As one of Australia’s leading home loan lenders with over 26 years of experience, we understand the unique needs of self-employed borrowers and offer flexible solutions that set us apart from other lenders.

Investing in real estate can be a lucrative venture, especially in a thriving market like Australia. However, financing an investment property can be a complex process, requiring careful planning and consideration. At emoney Home Loans, Australia’s leading home loan lender with over 26 years of experience, we understand the intricacies of investment property loans. In this blog, we will guide you through the steps to successfully finance your investment property in Australia, ensuring that you make well-informed decisions to maximise your returns.

We understand that being Self-Employed means that getting a new home loan or a refinance can often be harder. But we work differently to other lenders. We don’t make it complicated. No long paper trails required, we can get you on your way to a new home purchase or a refinance with just one of the below options.

You’re looking to upgrade to a bigger or more modern home but how do you decide whether it’s worth renovating or buying a new one instead? This question becomes even more difficult if you love the area you live in. Both options come with their own set of advantages and drawbacks and we’ve outlined some of them here for you to consider.

Pre-approval—also known as conditional approval or approval in principle—is one of the best ways to find out how much you can borrow and if your financial situation meets the lenders credit policy before making an offer on a property.