Debt consolidation: what are the benefits?
Debt consolidation is the process of rolling a number of smaller debts into a single, larger loan. If you have a home loan, you may be able to refinance to consolidate your debts.
What’s the difference between an offset and a redraw?
The main difference between an offset account and a redraw facility is that an offset account is a separate deposit account and a redraw facility is a feature attached to your loan.
What’s the difference between an offset and a redraw? Read More »
Managing Christmas Spending
Avoid overspending this Christmas with our handy budgeting tips. A little bit of planning will let you enjoy the festive season without putting too much stress on your finances.
The property market at Christmas
The housing market is traditionally quieter over the festive season than at other times of the year. But does this mean you should wait until the New Year to buy?
Why choose a variable rate loan?
We discuss the benefits and drawbacks of variable interest rate loans. Find out the difference between a basic and standard variable and what a home loan package includes.
What is a split home loan?
As the name suggests, a split rate home loan is one that allows you to split your mortgage into multiple loan accounts that attract different interest rates.
Documents to support your home loan application
You need to provide a number of documents to support your home loan application. Having them ready can help speed up the process.
Tips for construction loans
Thinking of building your new home but confused about the construction loan process? Then read on as we offer some tips on how to apply for a construction loan.
Genuine vs non-genuine savings
Did you know lenders categorise savings as either genuine or non-genuine? Find out the difference and what this means for you as a borrower.
Should I get a fixed rate loan?
Thinking of fixing your home loan? We discuss the benefits and drawbacks to help you make the right choice for your circumstances.