Articles about First Home Buyer Tips

A Comprehensive Guide to Preparing for Buying a House at Auction

Buying a house at auction can be an exciting and potentially rewarding experience. However, it can also be a daunting and risky venture, especially for first-time buyers. With over 26 years of experience, emoney Home Loans is here to guide you through the process and help you make informed decisions. In this blog, we will provide you with a checklist of how to prepare for buying a house at auction, ensuring you are well-aware of the risks involved.

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What to Do if Your Home Loan Application is Declined: A Comprehensive Guide

Applying for a home loan can be an exciting yet nerve-wracking experience. It is disheartening to receive news that your application has been declined, especially when you have set your sights on owning your dream home. However, there are steps you can take to rectify the situation and increase your chances of getting approved. In this information post, we will discuss what to do if your home loan application is declined, as well as provide a general guide to help you avoid rejection in the first place.

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Low Doc Home Loans for the Self-Employed

We understand that being Self-Employed means that getting a new home loan or a refinance can often be harder. But we work differently to other lenders. We don’t make it complicated. No long paper trails required, we can get you on your way to a new home purchase or a refinance with just one of the below options.

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Should I renovate or buy a new home?

You’re looking to upgrade to a bigger or more modern home but how do you decide whether it’s worth renovating or buying a new one instead? This question becomes even more difficult if you love the area you live in. Both options come with their own set of advantages and drawbacks and we’ve outlined some of them here for you to consider.

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What is a pre-approval and do I need it?

Pre-approval—also known as conditional approval or approval in principle—is one of the best ways to find out how much you can borrow and if your financial situation meets the lenders credit policy before making an offer on a property.

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Grants available to First Home Buyers

Investment in the share market has become high risk. It is in this type of economic climate that the Australian residential property market has historically performed well. With interest rates at an all-time low, if you have been thinking of purchasing a home or investment property, now just might be the perfect time.

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